Foundations
Foundations
Foundations stay stable. We revise them when a definition or a law changes, not when a headline moves. Each page gives shared language and one small action.
Who this is for. Readers who need the basic clock: this week’s cash, or a $400 shock.
Who should skip this. People whose rent or utilities are already at risk today. Use Start here.
Who should skip this. People whose rent or utilities are already at risk today. Use Start here.
Live pages
- The $400 test and the three cash buffers — whether a small shock becomes a carried card balance. Rung 1 is $400, not three months.
- A 7-day cash map — whether the next week’s cash covers the next week’s required outflows, before any shock arrives.
Not live yet: a three-month reserve page. Do not treat Rung 1 as that page.
Related: Start here · Evidence · Method