Playbook
Playbook
Playbook updates weekly. One method per week, with who it is for and who should skip it. Old methods stay up if they are still accurate. They are dated.
Who this is for. Readers whose essentials are covered this month and who need one current method.
Who should skip this. People who may miss rent, utilities, food, or medicine. Use Start here first.
Who should skip this. People who may miss rent, utilities, food, or medicine. Use Start here first.
This week
- Why the minimum payment keeps a card balance alive — the minimum keeps the account current. It does not retire the balance. Use the warning box on your own statement.
Next methods are not published until this one has a week in the wild. No product picks live here.
Related: Card balance is growing · Card-balance Evidence · Method